What can I buy with 1000 Baht

Money in Thailand: important questions answered quickly

05 Jun Money in Thailand: Important questions answered quickly

Anyone in Thailand who touches a banknote with their foot risks being imprisoned. Sounds crazy - but it's really true. Why this is so and all other important questions about money in Thailand we answer you in this article.

Here you can find out, among other things:


Especially before visiting Thailand for the first time, the issue of money is a headache for many travelers. You can find them all in our guide important information and be well prepared for a carefree vacation trip in the land of smiles.




What is the currency in Thailand?

The official currency in Thailand is the Thai baht (THB). The money comes in the form of coins and bills.

Bills are issued in these banknotes:

  • 20 baht
  • 50 baht
  • 100 baht
  • 500 baht
  • 1000 baht

Coins are available as:

  • 1 baht
  • 2 baht
  • 5 baht
  • 10 baht


One Thai baht is made up of 100 satang. This smaller unit of currency is also available as a coin, namely as 25 satang and 50 satang. In smaller shops or supermarkets, you can sometimes get satang as change. In many cases, however, it is simply rounded up or down, since a satang is of very little value.

In practice, you should always have a few smaller notes with you, for example 50 or baht notes. For example, if you want to pay with a 1000 baht banknote (around 28 euros) at a street food stand, the seller may not have enough change and will not be able to give you the right amount.

How much baht is a euro?

The baht-euro exchange rate fluctuates relatively strongly. As a guiding principle you can remember: One euro is about 40 baht. The actual exchange rate is currently around 35 baht for 1 euro (as of June 2019). You can find the current exchange rate here.

Can I also pay with foreign currency in Thailand?

In Thailand you can go to most shops, supermarkets or restaurants only pay in baht. Exceptions are larger hotels, airports or international chains, especially in the capital Bangkok. Here you can sometimes also pay with foreign money, for example US dollars or euros.

Where can I pay by credit card?

To a large extent, Thailand is a “cash economy”. Is it [called especially in cash paid. This applies to restaurants, beach bars, markets, tour operators, tuk-tuk drivers, taxis, kiosks, pharmacies or shops. Often, merchants charge between 3% -5% when paying by credit card. In Thailand, the commissions of the credit card companies are usually not included in the sales price.

Be in tourist places and in bigger cities like Bangkok partly also credit cards accepted. In many restaurants, supermarkets and shops, especially in towns with a large international audience, you can now also pay by card. But you shouldn't rely on it - so always have enough cash with you.

How much cash should I take with me?

The question of how much money you should take with you is of course difficult for us to give a general answer, as it always depends a little on your expenses. And the nice thing about Thailand is that the country is suitable for every budget.

As an individual, you can come along relatively comfortably 1200 baht a day depending on how much you drive around, eat or shop. We recommend not to bring more than 20,000 baht in cash per person, otherwise you will have to worry about how to keep the money safe. 20,000 Baht is about 565 euros and a lot of money for Thailand!

It is best to book hotels and accommodations online via the booking portals Agoda or Booking. There you can conveniently pay by credit card and then you don't have to spend any cash for it. Our tours at Khao Lak Land Discovery can all be booked in advance and paid for by PayPal or credit card. You then only need the cash for smaller expenses on the go.

Click here for current tour specials!

What are the prices in Thailand?

Thailand is as very cheap travel destination known. And even if prices have risen somewhat in recent years, that is still largely true. Of course, there are also 5-star hotels and wickedly expensive luxury restaurants in Thailand. Compared to Germany and other western countries, the prices are still insanely low.

Here are some price examples with which you can get an impression.

  • Food in cookshops / street food stands / small Thai shops: 50 - 100 Baht (1 - 2.50 €)
  • Food in the restaurant: 100 - 200 Baht (3 - 5.50 €)
  • Overnight stay in the hotel per person: 600 - 1000 Baht (15 - 25 €)
  • Overnight stay in the hostel: 200 - 600 Baht (5 - 15 €)
  • New t-shirt / tank top: 100 - 200 Baht (3 - 5 €)

When it comes to prices, there are of course big ones Differences from region to region. In tourist hotspots like Koh Samui or Phuket you usually have to pay more. In addition, the prices, especially for overnight stays, rise during the high season. In general, Thailand is a very cheap travel destination.

Book bungalows and villas in Khao Lak now!

How does withdrawing from an ATM work?

ATMs are a dime a dozen in Thailand. You can recognize them by the writing ATM and the ATMs are now in tourist regions on every street corner. If you are unsure: just look for the nearest 7-Eleven branch. There is a 99% probability that there is also a Thai ATM there.

Withdrawing baht at an ATM is always preferable to exchanging euros for baht because the Exchange rate at the machine significantly better is. Before you take off, there are a few things to consider:

  1. Each time you withdraw a Fee of 220 baht due. This goes to the machine operator and must be paid in addition to any foreign fees from your credit card provider.
  2. You best lift with one Visa or Mastercard-Credit card. You have to activate the normal EC bank cards or Sparkasse cards beforehand at your house bank, you can inquire about the fees at your bank. You can now even withdraw money with your bank card (Maestro and even V-Pay) at ATMs in Thailand. However, it is not possible to pay in the store with your bank card.
  3. There is usually one at the machine Withdrawal limit from 10,000 or 20,000 baht. You can set the daily withdrawal limit in front of your vacation specify at your house bank. It makes sense to pay 600 euros (approx. 20,000 THB), as you pay fees for each withdrawal at the ATM. Paying in store by card is also dependent on your daily withdrawal limit.
  4. Make sure that Credit limit your card is big enough and still covered. There is nothing more annoying than suddenly finding on a tropical island that you can no longer take off because the limit has been reached.


Taking off itself is relatively easy. Here is a small instruction manual for withdrawing money at the Thai ATM:

  1. Inserts the card into the ATM.
  2. Type in the 4-digit PIN.
  3. Select "English" as the language.
  4. Press "Withdrawal" (I want to withdraw cash).
  5. Select "Saving Account" (withdrawal from savings account).
  6. Enter the desired withdrawal amount (attention: enter the amount in Thai Baht).
  7. Confirmed with "OK".
  8. Take out the money and then the card.
  9. When asked "Do you want a slip?", You press "Yes".
  10. Keep the receipt for cost control.

The settings for this differ from ATM to ATM, but you should always find them easily.

Where can I exchange money?

If you want to exchange euros or dollars for baht, it's best to go to one Exchange office (Currency Exchange) or Bank. These can be found in all places where tourists stay and then usually in multiple versions.

In Khao Lak, for example, you can exchange money in the Kasikorn Bank, which is located in the immediate vicinity of our office. But there are several other exchange offices and banks along the main street.


Note that the rate at the exchange offices is usually worse than if you withdraw the money directly from the machine. You should always have the current exchange rate in mind and compare different exchange offices. Sometimes you get more for your money elsewhere.

Which you definitely avoid should: Exchange the money in Germany and then introduce it. Here the course is actually always worse than when you do it on site in Thailand. Exchange at the airport is also more of an emergency solution, as the exchange offices and banks there have a worse exchange rate.

What should you watch out for when dealing with money in Thailand?

At the very beginning we mentioned that touching a Thai banknote with your foot is severely punished. This is really not a joke. You should never step on a coin or banknote in Thailand, for example if it rolls away or is blown away by a gust of wind.

Because that's on the money thai king and is highly revered in the land of smiles. If you touch a Thai banknote with your foot, you kick the king in the face, so to speak. So you commit Lese majesty and it says jail time in Thailand.

As a tourist you will probably be forgiven for this mistake. Still, you shouldn't do it if you don't want to leave a bad impression.

Also consider: Thailand is one compared to Germany less affluent country. The average earnings of a Thai is only around 10,000 to 15,000 Baht. Therefore, do not run around openly with thick wads of money and throw bills around yourself. Better to hold back a little and be respectful - that's exactly how you will be treated.

We hope that with this we have clarified all important questions about money in Thailand. Is there still something left unanswered or unanswered? Do you have any other questions about money and finance in Thailand? Then write to us now in the comments!